saddling 20 something year old white kids with debt they cant pay off just makes it so they can't begin their lives, which means they cant start families. this leads to browns having to be flowed over the border or visa'd in to make up the difference. wanting to fuck over teenagers to own da libz at the detriment of america actually improving is retarded
option 3 will be kept in the back pocket just in case
Because if I say "hey do you want to buy a cookie" and you say "I have no money for the cookie" and I say "don't worry you can pay me tomorrow", it's you who is responsible for the payment, not me who provided the service. The bank fulfilled their obligation. Now you fulfill yours, actual giga nigger.
I am giddy for the day leftists try.
So by your logic, if the bank were to lend you 10K to buy a limited edition set of premium dildos which you are convinced will sell for a markup in the future, only for them to drop significantly in value because you repeatedly fucked yourself with them, then the bank did nothing wrong here? You do realize money lending is an investment and investments entail risk yes?
Yes and it was my risk to undertake with my agency as a man. Not the banks.
I'll meet you with half forgivess and the rest of the debt you pay, goes to people who paid their loans as stimulus.
Lmao you should open a bank in the ghetto.
Blacks shouldn't be given loans, this doesn't compel me. You can stop re:ing me with your nigger arguments.
I'm perfectly fine with my actions as they've worked out well for me, Just pointing out the contradiction that you like banks getting a safety net when it comes to student loans. If the cognitive dissonance is too much for you dear pink triangle, feel free to add me to your ignore list.
you're 17 years old and you just graduated highschool. your parents are college graduates and instilled the benefit of higher education into you your entire life. for your entire life you were told that you "have to" go to college or you will be poor, you "have to" get a degree to be something in this world, and you should follow your "intellectual passion". blue collar work didn't exist in your world and was actually (wrongly) looked down upon. you take these things you've been told your entire life, you sit down, and you choose an out of state school to go to. you have no life experience and you're fresh out of high school. you never had a real job and the only thing you know is what people have told you. you sign on the dotted line and off you go, not fully grasping the reality of what you now owe. you now owe $50,000 to a bank without really understanding what that means.
SoUrCeS sAy!!!!!
I don't care, you being easily duped cattle and unable to fulfill your obligations does not mean everyone who paid their dues should be fucked.
The risk inherent in securities, is not based on you fulfilling your end of the market transaction. Nowhere in a Net Present Value calculation, does it have a variable for if the lendee is a nigger who won't make good on his word. That's not how it works. And if there's any justice in this world for people who pay their debts, it will never be how the world works.
idk why you're acting like a nigger retard to me when i'm trying to have an actual conversation with you, unless you aren't acting
That's hot.
I don't think there's an official Niggerliciousness factor in most methods in so many words but stop being a fucking retard. Credit risk assessment is just a reality of life for financial institutions.
I've repeatedly said I don't have student debt. Go to bed boomer, you're getting cranky and re-editing your posts to say the word nigger more frequently.
Judging by the reactions I've seen off site, they don't think they've done anything to deserve it. Usually the response goes one of three ways:
Do you have any idea how stupid you look when someone informs you of the reality of Net Present Value calculations in finance, and you come back with some consumer information site from a lender?
