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RTX is a cookie cutter "scary voice" tornado channel guy who flat out ignores data because "muh modern science", even though the NWS intentionally lowers damage ratings to appease insurance companies.
Hes a shill, plain and simple.
A ton of retards like High Risk Chris are getting reckless and will end up getting killed just for clicks.
Not only do insurance companies not consider the tornado's rating, but they have also determined that EF3+ and most EF2 tornadoes do enough damage to consider a home a "total loss". I don't believe this narrative at all honestly. I think poor tornado ratings are caused by overengineering of the scale and misuse of it (using it as "lowest possible windspeed" rather than "most reasonable windspeed")
Not only do insurance companies not consider the tornado's rating, but they have also determined that EF3+ and most EF2 tornadoes do enough damage to consider a home a "total loss". I don't believe this narrative at all honestly. I think poor tornado ratings are caused by overengineering of the scale and misuse of it (using it as "lowest possible windspeed" rather than "most reasonable windspeed")
The EF-scale of the tornado that damaged your home has absolutely nothing to do with how your claims adjuster compensates you for your wind claim. Losses from tornadoes fall under the wind/hail coverage on HO-3 policies and claims adjusters are not able to determine if that damage was caused by storm winds or tornadic vortices. They just care if it was wind or not wind. Deflating the EF-scale of a tornado would have no bearing whatsoever on the actual damage of the actual structure that an adjuster is determining damages for. Replacing siding stripped from the side of the home costs the same regardless of the strength of the tornado that did that damage.
EDIT: I don’t think this requires a separate post, so I’m editing this.
Property and casualty insurance claims have to justify rate changes beyond a certain limit to their respective Departments of Insurance. Insurance companies would love an increase in EF5 activity, because even if these storms might have only torn up a field, that would show an uptick in strong tornadic activity that the insurance company could use to justify rate hikes.
Further proving that people who think insurance companies are trying to make storms look less weak are retarded.
Tornadoes have to hit something worthy of higher ratings. There is no EF rating for "deleted a red iron building and spun a 33,000 pound service truck in circles on the concrete floor." Total destruction of a Metal Building System tops out at EF3 damage.
I was in New Orleans this weekend through today. Early morning, when leaving there was one of the most violent, severe thunderstorms I have ever encountered in my entire life.
The amount of rain was absolutely staggering and the lightning was very intense with both cloud-to-cloud and cloud-to-ground lightning. There was also a tornado warning at the same time, right near the airport (great). No hail that I was aware of, but the wind was blowing in seemingly every direction carrying the rain with it.
Surprisingly the flight out of NOLA wasn't bad at all. There was some modest turbulence during takeoff but it was all horizontal shear.
Tornadoes have to hit something worthy of higher ratings. There is no EF rating for "deleted a red iron building and spun a 33,000 pound service truck in circles on the concrete floor." Total destruction of a Metal Building System tops out at EF3 damage.
I'm talking about tornadoes that do hit structures and do cause damage worthy of a rating, but ultimately don't get it because of poor surveying standards. See New Wren 2011, Vilonia 2014 and Robinson-Sullivan 2023.
Looking like a bit of a 'sleeper' outbreak tonight, every damn time I've looked at the map it's 8+ tornado warnings for the past couple of hours at least. Meanwhile, the SPC...
And this was the most recent update, moved parts of Oklahoma and Kansas into 'enhanced' and still no changes for Illinois/Indiana which are currently getting slammed. The earlier one didn't even have any enhanced risk areas.
And, for the tornado risk, they had a... 5% risk in that area. Sure, it's hatched I guess, so that's something.
Then you get into the wind risk, and I've already been seeing reports of 70+ MPH winds and I guess some train cars got derailed earlier, too? Unless that was from yesterday, but there's been some pretty gnarly straight-line wind reports, too.
Not sure what the fuck the SPC is smoking here lately, but you had that moderate risk that kinda busted, and now this. Maybe they were compensating by being overly conservative today? Who the hell knows, but whatever's going on, you sure the hell can't really trust the SPC anymore. Sounding alarm bells and then nothing happens, then today. Shit, it reminds me of that outbreak a year or two ago in parts of Indiana/Ohio that had both regions firmly in the 'marginal' category, with some that experienced tornadoes in the light green even, and there were tornadoes absolutely ripping across that fucking area. 2% risk of tornadoes if I recall rightly, some areas not even covered. Sure, weather's hard to predict, but damn they used to bat higher than this.
And meanwhile, then you have Nadocast for today, which is very experimental, but...
Seems like it honestly fucking called it. Pretty damn interesting that Nadocast apparently picked up on very strong signals that the SPC apparently missed. Some people are claiming that it's due to le bad Orange Man's funding cuts, or the SPC isn't launching as many weather balloons or performing as many soundings as they used to, but that's all Redditoid WX nerd speculation. SPC was dropping the ball hard long before Trump got back into office, and the NHC also fucked up a couple times in recent memory. Anyway, it's looking like a rough night to be a Hoosier. Rough couple of days, really. But Indiana sucks so I guess it's always a bad day to be a Hoosier.
EDIT: Oh, and now we've got a bowing segment/MCS producing 80mph straight-line winds out in Oklahoma, meanwhile they were sitting in marginal risk all day. What the fuck is going on with the SPC? Damn, man, I've never seen them drop the ball this hard twice in one week.
For reference, yesterday's Nadocast compared to the storm reports from yesterday [as labeled, red blips are tornado REPORTS, not confirmed tornadoes, but still, kinda looking like Nadocast nailed it or at the very least, got a hell of a lot closer than the SPC did.
