I think we debunked that by saying you cant literally get money out of a Pokestop.
It didn't need discreding because it's pure madness. The only way you can profit from pokestop is if you are counting the value of the items obtained as a positive microtransaction or of you find some spare change in the IRL location.
It's interesting cause it's just so fucking stupid.
Cant you give fake dox like Torens or something? Or do they demand colonoscopy level dox?
Okay let's pretend you gave them Toren's details.
You still need to provide them a way of contacting you so you have to give them your email or phone which means your giving Phil your email and mobile even if it's a burner.
Now if real fraud is proven guess what you can't take it further because the accuser is committing fraud so Phil even if he's caught gets to shoot the accusation down as the work of a troll.
You said Phil is using payday loans? He can pretty much get away without having to pay that off the way his income situation is.
It depends.
Most legit pay day lowns will be direct into your bank account and direct debit what you owe on the day of repayment. So of you don't have the money then your on your overdraft.
Others require something of value such as an ipod or games console, something of value to hold in collateral against your loan.
And the 3rd option is a guy called Leroy with a baseball bat.
Either way any outstanding debts against Phil's address will bring his landlord down on him and be subtracted from his deposit or added to the value of rent going forward.