Some believe it will just be clear cut that they are the "good guy" and won't be charged, or that the NRA will step in and save you (as if they really take a personal interest in every single civilian in self-defense case across the country). CCW Insurance may or may not help, but it is not a savior and cannot change how the legal system operates. That insurance will not change the fact that 95% of charges end in plea bargain convictions. Once a prosecutor gets you in the crosshairs, you better have ample supplies of cash and you better have crossed all of your t's and dotted all of your i's before, during and after the deadly fight you are now charged for. Right or wrong, win or lose, it's going to be a long, expensive ride.