Even having a "few hundred" saved up is pretty pathetic considering he has no hobbies, doesn't ever leave the house, doesn't go on trips / vacations etc.
That's a curious thing about Phil. He's massively greedy, but he seems to have no hobbies aside from WWEC and that money doesn't go to things that make his life better either meaningfully or superficially. He seems like he wants money just for the sake of having money. It illustrates how shallow and comically unlikable he is.
Imagine someone who's always thinking of ways to scam people and who nickels and dimes everyone they meet but they spend that money on things like a hot tub or trips out to fancy restaurants. Now imagine someone who does the same but spends it all on bags of dead leaves. I'd have slightly more respect for the first guy, because at least I can understand their motivation.
