I'm not 'complaining' if some fuckup 20 year old NEET Sam Hyde superchatter takes out a $2,000 credit card to buy NFTs. I'm not forbidding talking shit, I love talking shit, and I personally enjoy being disingenuous and post-ironic the way Sam is in my day to day life. I'm just specifically saying that you're a retard if you take Sam's meme 'advice' like debtmaxxing or having kids you can't afford seriously. You're just trying to gaslight everyone into thinking that you weren't retarded for thinking debtmaxxing is unironically smart.