I just can't get over the weird and absurd ways Phil is and isn't a cheap motherfucker. I know people who collect PlayStation games and, as long as they stay away from rare and sought-after ones, they don't spend much money. They do this because when it comes to their entertainment, they're cheap bastards. They spend big when they're throwing parties, buying cars, upgrading their homes, the kinds of things you SHOULD invest some real money into.
Phil is the exact opposite. He demands free intros be made for him by the very people who have already given him so much money that he should be able to afford a pro editor, or at the very least, give back some money by paying them to make said intros, and instead dumps it all into a black hole when he could easily entertain himself every day for next to nothing.
I would love a peak at a timeline wherein Phil never got so lucky with money, just to see if that variant managed to be smarter, or at the very least less smugly reckless, as a result. I can think of no more relevant circumstance in his history than the fact that he bumbled into being in the right place at the right time, and has been able to ride that (however bumpy it has been thanks to his stupidity), even to this day. Phil is not a courageous person, he relies upon being safe from consequences before he dares to say/do what he feels like, and so I cannot believe for a second that going back in time and fucking with his early YT career, in a way that cripples it, would result in zero changes. I don't expect a miracle, but he would feel it nonetheless.