Jaden....
If she's an indie vtuber, chances are she'll spend all her money on useless shit like season passes and a million random videogames she'll only play once. If she works for an agency, sure both of you will have flawless insurance, but all her revenue is owned by the agency. On the flipside, if tuition is something you're worried about, DSP will be too retarded to notice 35% of his income being laundered to your personal bank account