I still can't believe I agree with you on this.
That's something I didn't know, thanks. It seems credit cards are somehow exempt, and in my opinion anything over 20% should be banned. I hate feds getting involved the the averages have been over 20% for a long time and some of them are as bad as payday loans over 30%. Sadly a big reason for it was what democrats like to call 'junk fees' being curtailed.
It is the banks risk too retard banks shouldn’t just hand out infinite money on a wink and promise because they know the government will bail them out by beating debters to death it’s unethical
Isn't that pretty much what they did with TARP and all the bailouts around 2008 from subprime insanity? I'm still not sure if it would've been better to try to save much or pull the bandaid off and let much of the system collapse. 'Too big to fail' was the constant talking point and that really sent things into 'the national debt doesn't matter anymore' that also led to all the Covid spending spree.
That's not how it works, on the consumer side of things you pass the credit risk assessment, you get the loan.
Mostly cause it's incredibly easy to get a student loan compared to anything else, with extremely high limits. I bet a lot do that too. I knew a lot of people that just used their loans and partied with it instead of going to classes, just sign up and drop out and nobody checked. It made me think it might be better if the government approved ones just went straight to the school instead of cash to you first. Ripe for scamming for people that don't give a crap about the future.
You are a fucking midwit you can conceive the idea of the system is bad but you blame the cogs and end parts of that system rather then the architects. the reason niggers getting degrees is a symptom and not the main problem is because of the system that from cradle to grave will commodify the process education. They do this by inflating the perceived worth of that education while simultaneously undermining the worth of that education by devaluing the end worth of these programs by importing workers who are “qualified” and will work for 1/16 the wage promised to those who went through the system for their whole lives . You are defending a fucked system and blaming the victims of that system because you can only image one spinning plate rather then being able to see the clown spinning 5 plates the retarded commies are far closer to the truth of the problem with the system then you because they don’t get lost hyper focusing on one plate because they are too retarded to focus on just one object for more then 10 seconds.
Do a Venezuela with every eurocuck leader not aligned with Trump. Jail them for being faggots and when another faggot screams internationa law, respond with "what are you going to do about it?" while bombing the UN with all the niggers in session. I would at least very much appreciate my current "democratically elected" tyrant forcefully removed.
Lenders would actually have to consider the value of a given degree and the likelihood of repayment. Then nobody would be getting bullshit liberal degrees of zero value. The whole house of cards would collapse and the size of expensive administrators at schools would need to drastically shrink.
This is sexual abuse and I hope that, when the time comes, they drive the blades deep.
The companies that charge over 20% tend to make less than 6% profit, because the whole reason people (or niggers, as I like to call them) get hit with interest rates like that is they're probably just going to default.
You'll pay a much higher interest rate, your parents will have to cosign for them, and have to start making payments right away. Low-interest, infinitely deferrable loans for people with no collateral don't exist.
"Student loan forgiveness" is just another "transfer money from whites to niggers" scheme. Niggers default at 4x the rate of whites.
You might be misremembering a bit. I took out my loans during the Clinton Administration and I'm pretty sure they weren't dischargeable in bankruptcy either.
I sure didn't expect hispanics to be that low, but maybe it's cause so few even go to college at all. Weren't the wokies going on about how black chicks are the most educated demographic not that long ago?
There was a very important lawsuit, MIT vs the IRS or something like that, where MIT argued that it's a charity because its endowment subsidizes tuition, therefore the endowment should be untaxed. The judge ruled, going from memory, that a university can only be considered charitable if a certain percentage of the students are subsidized and can't afford school. This created a perverse incentive where, in order to keep their endowments tax-free, tuition has to be high enough for many students to be unable to afford college. Universities actually use a formula to determine how high tuition must be based on FAFSA projections. If it's too low, the feds start taxing the endowment.
What do you mean? There's always been mass on Thursday, Friday, and Sunday during Easter.
The only class I took in high school that gave me college credit was the bullshit typing class I took in senior year because I was in track to graduate a semester early and was required to fill that slot and I already had a free period. It was literally the only class that fit and all I did was retype random emails for an hour
You know who else is incredibly inbred? Somolians and muslims. But you won't talk shit about your precious browns, just one famous white family.