Spending Speculation Megathread

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Massively Strong Greed

Thanks for the money, dummy!
kiwifarms.net
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14 de Abr, 2019
In this thread you can post your theories about how Phil has been able to spend far more money than he receives as of late. It started with the Qanba fight stick + year of PS Plus + second deluxe copy of Street Fighter VI and has continued with multiple $900 WWE Champions binges despite the anniversary event only pulling in about $400 and him struggling to hit $50 on normal streams. Did he somehow get a credit card? Is he using Kat’s? Behind the scenes whale?
 
I doubt Kat's credit is worth anything much, given her history, income, and the fact that she came into the Full Adult Marriage with "debts of her own". Which I do believe even though it came from the pig's mouth.
 
Yes, Phil is likely using credit at least of this summer.

I doubt Kat has been working for some time, and even if she is, it's a minimum wage part-time job.

Behind the scenes whale could be a possibility. Phil is more open these days about accepting money behind duh scenes. But, this would have to be someone giving him $1000+ per month for Phil not to be on credit this summer.
 
The Bank of Linda and Dave Burnell extended a new line of credit to the DSP Gaming sole proprietorship.
 
Probably a combo of credit card/payment plans. Any sort of Khet contribution seems unlikely, not even in the sense of him taking out cards in her name. I don't think his ego would allow it, and they don't strike me as a household that does much in the way of sharing outside of Doordash orders.
 
Realistic answer: Probably some predatory credit card with insane rates.
Hopeful answer: Loan shark.
Also hopeful: the next bankruptcy won't be held over the phone precided by some boomer judge who won't wait until the end of the day because it was "special circimstance" and actually knows a thing or two about internet personalities.
 
Did he somehow get a credit card?
I see this a lot and I just want to say something about this because people seem confused/shocked/or just don't understand this, but a Chapter 7 Bankruptcy takes around six months for your debt to discharged and after that, you're free to take out as many credit cards and loans that you possibly want. Sure, it's going to be all predatory ones, but you can still get them. Don't be surprised if his second bankruptcy is just as bad as his first one despite having less time to accrue such a hefty debt.

In order to get better cards and better loans (traditional) you'll be waiting years while working to fix your credit score (which DSP isn't doing, trust me.) This second bankruptcy will be the one to watch.
 
Realistic answer: Probably some predatory credit card with insane rates.
Hopeful answer: Loan shark.
I want the retard loan shark that lends out to DSP. Because breaking knees doesn't make money, and if they thought they could get anything from him, I feel they could also be thwarted by some Bugs Bunny shit
 
He’s undoubtedly taking on more credit at least, and this time with even worse rates. At this point it’d be easier to take bets on how many bankruptcies he’s going to get in his lifetime. My prediction is somewhere around 4-6 assuming he continues streaming another 20+yrs.

The vicious cycle of free credit, runaway interest, and bankruptcy is his life now.
 
So, Phil's spending on WWE Champions has decreased over the past few weeks. TJ Gamebox says Phil has probably spent $100 recently, which is a far cry from his whaling this summer.

Some have said Phil has to save up for an impending October back tax payment.
idk, hasn't his MO for upcoming bills always been to turn up the begging? putting money aside is not very Phil like. he might have found a new mobile game or just finally decided to fix their showers and dishwasher.
 
I don't think low spending for a few weeks is indicative of anything, really. We've seen Phil drop several thousand dollars on this game in just a few days time, seemingly out of nowhere. And yes, the possibility of spending on other games is very real, as he recently pre-loaded the new Final Fantasy mobile game, and attempted to do the same with the Mortal Kombat mobile game.

 
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