Jesus fuck, it's a good thing that proposal didn't pass! Hasn't Trump heard of the Coogan law?? If you let parents access their kids' accounts they will DRAIN THAT SHIT before the kid even knows they have one! Especially aggressively communal/selfish people like nigs, that's a recipe for straight-up disaster.
Not to rain on the racism parade, but this also happens on Medicaid. It can be worse than it is on private insurance, because a lot of doctors won't take Medicaid or only have so many Medicaid patients they're willing to see since Medicaid pays less than private insurance does. So the doctor pool is smaller, and they're usually further away/less available.