DSP's Loan & Savings Company

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Still early but was feeling inspired

Goutmass.jpg
 
SoapQueen1 dijo:
“You can 5-buck your way to poverty and debt more quickly than you think,”
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That moment when you realize Phil's narrative about the government coming to take his house because of unpaid tahxes is the plotline of Next Friday "After paying taxes and lawyer fees and all daddy's bad ass credit, buying Viagra, tricking with these sack-chasers around here $30 & $40 every now and then I ain't end up with $1,000,000, I end up with this crib and this bad motherfucka right here." Day-Day's house about to be repossessed, bought some new rims for his car. . .
 
DSPGouting dijo:
Wew lad that’s a pretty close amount to what he needs and that deadline looks familiar 🤫
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he has had this place for 10yrs, and has paid tax on it for 10 yrs and it he acts as if it has come out of nowhere

I want to assume he knew this was coming when he first started the daily $200 tips goal, as it stopped being met he tried the "name shit" in minecraft, and for the halloween dogshit, that didn't work and now he has left it until last minute to beg

reality is they won't re-posess his house to recover a $1,600 tax bill, a bailiff and irs agents might turn up after the payment is over a year late, and confiscate business or personal property to satisfy the debt
 
Thing I don't understand is what kind of fucked up mortgage does he even have?
My mortgage includes an escrow account, that account pays for insurance, taxes, etc. And the way it works is they assume a certain %value increase in my house each year which means more taxes, so the mortgage has all that baked into it.

The only time I have to pay anything outside of that is if the value of my house shot up more than expected (like this year), which means the property tax went up higher then expected. I have to pay the difference if I want, or they take it out of escrow but that screws payments of everything else up.

In fact, I'm pretty sure you have to get that when you get a mortgage. Just like the mortgage insurance and house insurance. The mortgage itself has the money to cover those things because if they didn't people would be foreclosed on left and right with 5 digit tax payments.



Yeah, just searched quick and found this :
Paying Taxes With a Mortgage
Lenders often roll property taxes into borrowers’ monthly mortgage bills. While private lenders who offer conventional loans are usually not required to do that, the FHA requires all of its borrowers to pay taxes along with their monthly mortgage payments.
 
Do we know if Phil ever paid off the original move loans?

Could you imagine if he's still paying those?

I still dont understand why he doesnt sell off the CT condo at a loss if its going to be debt either way. At least then he's not on the hook for HOA fees and shit.

The best investment phil could make would be to hire a financial advisor and sort all this out. It'd cost less than flying his bitch halfway across the country a weekend at a time did.
 
He's either an idiot, or there's something we don't know. Or maybe both.
I mean, if he can't sell it he could just let a property management company rent it out. He's dead wrong about how they worked when he was talking about them before.
They only get paid when there are tenants, so they do their damndest to get really good tenants to stay a long time. And they take like 10%.

So what if it's not enough to cover the mortgage. Wouldn't you rather pay $700 than $1500?


DiabeticSP dijo:
Do we know if Phil ever paid off the original move loans?

Could you imagine if he's still paying those?

I still dont understand why he doesnt sell off the CT condo at a loss if its going to be debt either way. At least then he's not on the hook for HOA fees and shit.

The best investment phil could make would be to hire a financial advisor and sort all this out. It'd cost less than flying his bitch halfway across the country a weekend at a time did.
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Kat doesn't like wrestling, so I don't like wrestling anymore either. It's just so boring. I don't care about wrestling at all.

Okay, I'm playing this $60 wrestling game. It's not because I like wrestling, I don't care about it at all. I just want to laugh at how dumb it is.

Oh my God! They said Rocky Beefcake is going to wrestle Totally Heteroman! Idiots! They are on the same team! Now they said some obsure lore incorrectly! How dumb! What outfit is this! I've watched every wrestling match for the last 20 years and they never wore this outfit! I know every wrestlers' them song, intro poses, signature moves, and their dick sizes.

But I totally don't like wrestling because Kat doesn't like it.
 
Sparkletor dijo:
Okay, I'm playing this $60 wrestling game. It's not because I like wrestling, I don't care about it at all. I just want to laugh at how dumb it is.
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You know, I could almost buy that explanation if he bought the game a month from now, because it's certainly going to be on discount by Black Friday. But he needs those Day 1 views. Despite muting everything about the game due to CAHPYWRITE STRIKES so that it sounds like every match is an empty arena match.
 
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