Money Financhu Crisis / Chris sells his stuff megathread

[Okkervils]

I don't want Chris to get a job either, but I think there is a very grey area as far as what counts as employment.

Eh. Chris can't stand listening and/or respecting authority from anyone. He's his own free bitch. So any job with a boss of any kind... Out of the question. Self employment? He's not focused enough to maintain anything significant.

I think what he's doing now is going to be the extent of what he does for 'employment.' If you could even call it that.

 

[Mariposa Electrique]

Hate to burst your bubble, but I'm afraid it won't be that cut and dry.

Chris is not consistently earning a sustained income in excess of his allowed extra monies earned atop his benefits. If he were, they'd be happy to cut him off as soon as they got wind of it, but what he's been doing is not a consistent income in excess of his benefit cap, at least not as the tax assessor would define income as applied to his benefit eligibility.

tl;dr: His tard bux are safe so long as he's not earning a regular living wage that pays better than the government.

He didn't screw it up on a large scale, weens actually did by reporting him. He's still sending out books through Patreon, either way, I don't believe Chris' "commerciality" has reached its limit.

 

[Marvin]

That's a lie, Chris has been getting more than this a month from both Patreon and video requests, as well as ebay sells.

No, the ebay sale does not count as an asset since, it's not a car a house, or an inheritance. Chris is basically marking up low useless junk for lots of profit. His patreon was reduced last month, but if he does continue like previous months (plus paid ween videos and ebay), he is at risk for losing da tugboat. 1,180 dollars. These people don't care, I'm sure they'd glady kick Chris off government monies. Chris exceeded that amount last month by almost 4-5 times that.

No, I think you're overestimating the zeal (for eliminating waste) with which this program is operated.

In an earlier incarnation of your post you said something like "... if it continues this way". (I lost the quote.)

That's exactly the problem. You're allowed to have small windfalls of cash with SSDI. SSDI is an insurance program and not a needs-based program, which affects their philosophy on a lot of their decisions. Hell, you're allowed to win the lottery and they don't care.

They want to decide whether or not you're still crippled.

So, to get an idea of how lenient they are, look up info on their trial work program. I think if you trigger a trial work program, by making more than the minimum a month, you still keep 100% of your tugboat for like 9 fucking months, while you struggle and experiment in keeping a SGA job.

And then for awhile, there's a minimum you can make, and for every $2 you make over the minimum, you lose $1. I don't know, I think I might be confusing the situation, and maybe those two sections are one.

But yeah, it's policies like that that really paint a picture. They don't care about fits and spurts of money. They care about if you're truly capable of returning to the workforce.

Edit: Here we go @Mariposa Electrique:

https://www.ssa.gov/redbook/eng/ssdi-only-employment-supports.htm

Ok, so, trial work period, then you get a 36 month extended period of eligibility, where you get the tugboat if your earnings drop below the SGA again. Huh, I thought I read about a sliding scale at some point.

But yeah, this program is way more generous than I'd expect for the US.

 

[stumbleine]

I've been avoiding commenting here, because

Spoiler: powerlevel

I have Multiple Sclerosis and am on full SSDI, went through the entire process of gaining benefits 4 years ago after I was no longer able to physically function at my job as a RN

, but the amount of armchair legal speculation on this thread regarding how you gain SSDI benefits, what constitutes "unable to hold gainful, continuous employment", and what you have to do to lose these benefits is starting to drive me a little nuts.

Basically, @Marvin is correct on all points thus far regarding Chris's qualification to receive SSDI benefits. and why, despite the amount of bullshit he throws up that weens pay hundreds for on Ebay, these benefits likely won't be taken away.

The main determining factor as to whether or not you will receive benefits from the SSA is your ability or inability to perform ADL (Activities of Daily Living) as they relate to your diagnosis. ADLs include everything from your ability to bathe yourself on a daily basis to your ability to have positive, meaningful interactions with those around you. Consider Chris and I think you see where I am going with this. If you are interested you can look at a functionality report that is required for a SSDI benefits case here.

Does Chris have a diagnosis that falls under the SSA's list of potentially disabling conditions? Yes. Does this diagnoses affect his ADL? I would say his incontinence alone would probably lead a judge to believe, yes, Chris's autism and spectrum of whatever other issues he clearly has effects his ability to function "normally" in society. Chris really has all of the qualifiers to receive SSDI, whether or not it pisses you off that he receives benefits.

But what if he makes a lot of money on Ebay? This isn't really gainful employment. To a judge you'd be just as easily arguing that if Chris-chan held garage sales every day that he'd be deserving of having his benefits revoked. Even if the SSA was alerted to the amount Chris-chan makes through Ebay (which we ourselves are not even totally privy to, I'd imagine a lot of his 'sold' items are fake bids), the amount of money they'd have to spend to come after Chris would be more than his additional income is worth in tax revenue. If (this would never happen) his benefits were revoked, then, he'd simply demonstrate yet again that he cannot perform ADL and would again qualify for SSDI benefits albeit possibly with a smaller monthly tug boat.

TL;DR: Chris does have a case for receiving the tugboat. The SSA isn't going to waste it's time on someone like Chris.

 

[DragoonSierra]

Selling things online can be considered a business if it reaches a certain level of profit for long enough.

Sorta. Chris did run his ebay as a business when he was selling medallions and his comic at one point, but hes not doing that now. Again selling shit you have laying around the house isnt a business. Maybe if he was buying stuff to resell on ebay then yeah it would be a business but hes not doing that.

Even with Chris's Tugboat, and Barbs Social Security, they can't afford the mortage and upkeep costs? Virginia isn't the most expensive state to live in, and his area looks like it's pretty low (under 4k a year depending). Not sure of the house value or loan terms, but I have to wager a guess its under 200K, and on 30yr term. I know they may have other debt and shit, but still, like we all suspect, they could manage their money better.

We've all floated the idea of him getting some sort of job. I think he would have the capacity to at least be a wal-mart greeter part time. I've seen exceptional individuals with less functionality than Chris there doing that... Idk if that would be grounds to stop the tugboat, but if it was part-time maybe not?

If they really can't afford the monthly payments, one time selling items on ebay won't cover things long term. He needs sustained income, even minimum wage part time income to add...

Why am I typing this, I know this won't happen with him.

Barb has a pension and Social Security. They are at least getting $3K to $4K a month with all three.

The IRS is not really keen on sharing information with other government groups that it isn't obligated to by law.

One place this comes up is with illegal immigrants. The IRS has no problem accepting taxes from illegal immigrants, and they don't share the details of their immigration status with INS (or maybe the don't even ask in the first place?).

I don't think the SSA actively monitors tax returns for people exceeding the SGA. (Well, and if tax returns are private anyway, they might not be allowed to.) I think they go by the honor system, backed up by excessive fines and possibly jailtime if you fail to report.

Either way if he was audited by the IRS hed be screwed. He keeps no records and has failed to file income taxes. The IRS would have a field day with this.

That's a lie, Chris has been getting more than this a month from both Patreon and video requests, as well as ebay sells.

No, the ebay sale does not count as an asset since, it's not a car a house, or an inheritance. Chris is basically marking up low useless junk for lots of profit. His patreon was reduced last month, but if he does continue like previous months (plus paid ween videos and ebay), he is at risk for losing da tugboat. 1,180 dollars. These people don't care, I'm sure they'd glady kick Chris off government monies. Chris exceeded that amount last month by almost 4-5 times that.

Read the top part above what you highlighted:

The term “substantial gainful activity” (SGA) is used to describe a level of work activity and earnings. Work is “substantial” if it involves doing significant physical or mental activities or a combination of both.

“Gainful” work activity is:

• Work performed for pay or profit; or
• Work of a nature generally performed for pay or profit; or
• Work intended for profit, whether or not a profit is realized.

His ebay as it is currently would never be considered "substantial" aka "work". Patreon yes. ebay no.

 

[Will you be my fwiend?]

Also been hesitant about commenting because muh powerlevel, but here goes. All the timeframes outlined in above posts are accurate, but I have always been VERY surprised that we haven't had a "Tugboat lost" saga in Christory to date. Granted, SSDI is different state-to-state in terms of quality and reliability, but there are consistent stories about losing SSDI out of the blue/SSDI forgetting you even exist. I've had this shit happen 4 times, and getting re-qualified is a BITCH. Also, the exceptional individuals running the show over there can overestimate your benefits (overpay you) and then yank the rug, putting you in debt to them (3 times).

TL ; DR As forgiving as the system can be, So many stupid shenanigans inexplicably happen that I have to believe Chris has someone helping him maintain his tugboat, or he is an incredibly lucky fucker.

 

[timtommy]

Barb's a fuckup. I have no clue what she's doing. But yeah, Seterus is also really fucked up too.

Heh, I think Chris legit would have no problem living in a trailer park, eating hungry man dinners for the rest of his life. Just perpetually paying an extra 10% on everything purely through interest, because he has a perpetual maxed out credit card.

That is to say, not that he likes it, but it'll just be normal to him. Like that's just the way life is.

I used to have an elderly woman living down the hall from me. She had adopted an attitude of "I am not going to be around that much longer, what is the point of paying any of my debts?" She largely stopped paying rent, got all the credit she could get her hands on, bought what she wanted, and didn't pay anything back. Every now and then someone would take her to court, and she would just kick the can down the road as much as possible. I know the landlord did it a few times, she would toddle up looking all frail and pitiful. The judge would order her to pay some rent, and she would just ignore that order.

I get the sense Barb may have adopted this attitude about things, although maybe not to that extreme. A lot of the incentives to behave in our credit system have to do with planning for the future. If you pay money back, you can get more in the future. That can create some perverse incentives for old people who stop giving a shit.

It is a pretty shitty thing to do to Chris. He can't inherit a negative balance from her, but he will inherit anything he co-signed for. And she seems to have effectively zeroed out all the assets Bob left.

 

[Holiday Special]

Barb totally fucked Chris over because she only cares about her holy buttocks.

 

[James Howlett]

Heh, I think Chris legit would have no problem living in a trailer park, eating hungry man dinners for the rest of his life. Just perpetually paying an extra 10% on everything purely through interest, because he has a perpetual maxed out credit card.

That is to say, not that he likes it, but it'll just be normal to him. Like that's just the way life is.

I think this would be a pretty likely post-BC14 for Chris, but instead of a trailer park, maybe a 1BR or studio apartment. Something Section 8.

I don't understand why Chris is beating around the bush. Just ask the weens to pay your monthly bills.
That way he can spent his hard earned money on toys and other crap.

Isn't asking weens to pay the bills something Chris has been doing for the past 5 years?

 

[nvrwastetree]

Eh. Chris can't stand listening and/or respecting authority from anyone. He's his own free bitch. So any job with a boss of any kind... Out of the question. Self employment? He's not focused enough to maintain anything significant.

I think what he's doing now is going to be the extent of what he does for 'employment.' If you could even call it that.

If Chris somehow got his shit together and decided to get a job, which we know he won't because he's a lazy fatasss, I think he would only be able to make it a week without either becoming comfortable/trying to boss other Co workers around, or flipping out when someone calls him Chris/sir/dude/bro. With Chris delusions, we know he hates being called by his God given pronouns, so if someone accidentally/purposely does this, we know Chris will have a absolute shit fit and temper tantrum or start to threaten people. Plus we all know that Chris has absolutely no respect for anyone else but himself. I could see Chris working in a call center answering calls and flipping out on the customers when they call him sir or Chris. Long story short, if Chris somehow manages to get a job, he wouldn't last more than a week.

Then we have the weens who would call in to make false accusations against Chris to get him in trouble. And with Chris's ego, we know that if he lands a job, he's going to immeadiatly post some smug ass post/tweet saying, "I have a job. Take that and shove it you damn dirty trolls!" If Chris would learn how to keep his ego in check and not tell everyone everything (which is to him, impossible) then no one would make complaints. Same thing goes for the gym that banned him. Of Chris didn't post about it and kept his big mouth shut, he'd still be able to access the gym and make shitty attempts to work out.

 

[anti SJW]

Anyone else picture Chris as a Walmart greeter, in his skirt, medallion, MLP headgear, and wearing the sign?

 

[Mariposa Electrique]

Anyone else picture Chris as a Walmart greeter, in his skirt, medallion, MLP headgear, and wearing the sign?

Lol, if they don't already have him on some kind of ban list, which weens are totally responsible for. Chris just just put in applications everywhere at this point to remember where he was banned from

 

[James Howlett]

Anyone else picture Chris as a Walmart greeter, in his skirt, medallion, MLP headgear, and wearing the sign?

Actually, that's all I've been thinking about today.

 

[Porker LeVance]

Chris has a job, blowjobs. Behind Walmart.

 

[Lord Thistlewick Flanders]

Anyone else picture Chris as a Walmart greeter, in his skirt, medallion, MLP headgear, and wearing the sign?

I doubt it, he'll probably scare away potential customers by doing something stupid. I could see him potentially working as a stock boy though even that might be a tall order for Chris.

Managerk: "Hey, can you stock these boxes of Lego here?"
Chris: "I''m working on it!" (flails arms and walks away)

 

[Chopinpiano]

I've seen grocery stores hire mentally challenged people, usually the retards bring out carts or greet people though. It's not uncommon to see it, but due to our tugboat system, he will never have to work. I agree with what @stumbleine said.

 

[Muscle Bra]

I could see Chris working in a call center answering calls and flipping out on the customers when they call him sir or Chris.

Chris could never work at a call center. Aside from the fact that I think he’d need a very structured environment where he has a clear set of tasks to complete, the first time he picked up a phone and had a caller screaming at him, he would have a complete and total meltdown.

Anyone else picture Chris as a Walmart greeter, in his skirt, medallion, MLP headgear, and wearing the sign?

Any Kiwi artists out there right now? We *need* some pictures of this...

 

[Holiday Special]

Chris would be best suited to overnight stocking to make sure his contact with the populace is limited.

 

[AnOminous]

Chris would be best suited to overnight stocking to make sure his contact with the populace is limited.

He would only be even semi-productive with close supervision, though. Otherwise he'd be off on some activity of his own.

 

[cahoots]

Everyday he navigates a junk heap, showers in a disgusting moldy mess

I'm sorry, but that is bullshit.

Chris does not wash himself every day.

Spoiler

zing!