Money FB 8/31 - Who wants to pay our mortgage?!

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Every time I'm about to get homeless or shit because mortgage I'm not gonna be able to pay even in my wildest dreams I add there some *plub, plub, plub* at the end.

Oh boy these financial news get always better and better, there's some juicy saga ahead.
 
Marvin dijo:
Yes.

Barb is deeply distrustful of neighbors, delivery people, authorities, police, insurance claim people, people talking to Chris, Rocky... the list goes on and on.
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People Barb trusts:
  1. Barb
  2. Maybe Chris unless he gets gets his own ideas in his head
  3. Bob?
  4. Barb
Chris would be so much better off if Barb died first:(
 
Jesus Christ! $115,000?! Whatever Chris and Barb's decades of credit card debt is, we now have some insight that they have a whole fucking mortgage that still hasn't been dealt with.

Pretty peculiar that Chris mentioned to Clyde Cash at one point that there was no mortgage and the house was fully paid for. Maybe he was just trying to impress Clyde, or he has no idea about how the family finances are going. It's safe to vouch for the latter, I suppose.

The current "median" prices of homes in Ruckersville is around $189,000 (according to here). Whatever that house is approximately worth now, the amount of interest they got on top of the loans, the renovation costs after the fire, and the fact that the Chandler family has lived there since the 1970s, I'm assuming they've only been putting in only the bare minimum payments into the mortgage(s) for quite a good goddamn long while.

After roughly 40 years, you'd figure it'd be paid off by now. The average loan term to fully pay off a house is probably around 25 years (cursory google search), which seems like a reasonable figure for a steady mortgage plan.

Chris is vaguely able-bodied. What does it take to get his fat autistic ass into the workforce? I seriously hope he isn't thinking the tugboat check is going to eventually pay it off on its own while he sits at home, cross-dresses, plays PS4, and shits his pants.

God forbid someone actually throws $115k Chris' way. Just try to tell me he won't simply buy a fucking toy store and live in there instead.

Well, on a brighter note, we can all relish in the fact that Chris has already paid off the mortgages for several houses in Animal Crossing. Thank god that's taken care of.
 
The "begging saga" is a nightmare.

God, please make it stop, one way or another, if you catch my drift :sad:
 
Chris is just using a trick. I think its a so called "girl scout cookie" - trick. Basically they go to a house and ask the people to make a donation of about 20 - 50 $. Most people will say no. Then they ask the people if they would at least buy some cookies for 5$. Most people will do, because psychology. If Chris is asking for 100$ tomorrow, it doesnt look as bad as the 115000 and weens will be ready.
 
If people are wondering, before the house fire if I remember correctly Chris once stated the house was paid for, so Chris is either lying for money, of they mortgaged the house for quick money post fire and then waisted it.

Either way, Chris is batshit insane if he thinks anyone's gonna give him 100 grand.
 
TheDrivelBroadcast dijo:
I wonder why this is being posted now. Have they begun to fall behind on their mortgage payments, or is Barb just trying to motivate Chris to beg for more money - now that begging for money for her (teeth, etc) no longer works, she's resorting to using the threat of repercussions to Chris himself to get him to beg harder?
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Barb's second court case is happening next week. She's probably giving Chris shit for it.
 
This doesn't seem like eBegging. There is no paypal link, no 'donations please', no 'all help appreciated'. If Chris was seriously expecting people to pay $115,000 he would have put together a more elaborate post.

This seems more like a hopeless joke.

Chris is 'feeling sad' because he realises that even though he's probably made a couple of thousand bucks from his merchandise, videos and donations, that's just a drop in the ocean compared to the incomprehensible amount of money in question here. Although it's weird that he makes it sound like he needs it all at once.
 
I used to think all the "we" and "our" stuff was just Chris being Chris, but this makes me wonder whose name is on the mortgage. That's a substantial mortgage to grant a 70-something year old woman with a limited income.

I always thought she'd go the reverse mortgage route when things got financially tough, but Barb's found a way to screw Chris over even worse than that.

I'm curious about why Chris is suddenly sad about the mortgage.
 
Oh god man, I thought his Monthly Tugboat would provide him with the money but I never knew his mortgage was this big. Cwcki weren't wrong about him hitting the breadline. Not even his Monthly Tugboat could provide that money.

It's because he's addicted to his toys and games, and keeps buying them, even DLC for games he doesn't own. Hoarding them. It's his and his mother's fault really.
 
I call bullshit. How do you live in that house for 30 years and do not have the mortgage paid off, especially since they both got good retirement and veteran's benefits. (I remember Bob saying he was in the military and he would not lie about that) They should have seized the house by now. I could be wrong, but Chris is a horrible liar.
 
VortekPMD dijo:
I call bullshit. How do you live in that house for 30 years and do not have the mortgage paid off, especially since they both got good retirement and veteran's benefits. (I remember Bob saying he was in the military and he would not lie about that) They should have seized the house by now. I could be wrong, but Chris is a horrible liar.
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Plenty of people pay off their mortgage and then borrow against the equity in their home for various reasons. We know Barb has a love affair with credit, so it's easy to envisage her doing this. The question is why any lender would allow her to borrow such a large amount given her age and her relatively low income.

Bob retired a long time ago. Benefits which seem adequate in the early years of retirement aren't necessarily so a decade or two later. There's no evidence that the Chandlers acquired any substantial assets other than their home and the fact that Bob's life insurance was such a small amount also suggests that their long term retirement planning was limited by income.
 
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