Live with your parents in your 30s? It's because the elites have made an impossible for you to get an apartment.
Have crippling student debt? It's not your fault that you went to university instead of a community college, it's the bank's fault that you took out a six-figure loan for a useless degree.
Don't have a job? That's because America is a first world country and everyone should have a universal basic income.
All of those are legitimate grievences to have, and they have all been caused by our so-called "elites." Apartments and houses are unaffordable for various reasons, not limited to: rampant immigration, the rich and private investment firms hoarding housing for either short-term renting or just to have an investment that can withstand hyperinflation or the major upcoming economic collapse.
Student debt was pushed on economically illiterate 18 year olds, who were told that they had to go to college to get a job and told by "financial advisors" that the government loans were actually free money and they could easily pay back what was owed quickly after getting a job.
White and/or male? Getting a job is significantly harder every year, as immigrants are shuffled into the country to take your job on fake credentials they barely paid for, the dumbest and most violent in our society are given free education and first priority for new jobs, despite still not being to do them. And even those groups find themselves losing jobs, as things continue to be offshored to the dirtiest and dumbest regions in the world, under the guise of "being removed due to AI." And the upper echelons of society sneer down at you, saying you deserve it for existing and taking up resources that they "rightfully deserve."
What makes communists subhuman is they worship the colorful facade the degenerate and decadent ruling class puts on. Then they claim the system we sit in is bad, and what we need is more of the same things that make the existing world so shitty. All the while their purpose is to facilitate more centralization, more surveillance, more anarcho-tyranny, and more misery for the actual workers.
Edit: Small grammar fix